Get Qualified

Stay in your home.

Subscribe for the Care@Home Guarantee™. Get unlimited platinum-level home care services and a monthly income for life.

You have invested a lifetime in your home. Let your home guarantee your comfort, independence, and financial security in retirement.

In-Home Care for life

new-img-slide-2.jpg
new-img-slide-1
new-img-slide-4
new-img-slide-3

The Care@Home Guarantee™

Introducing

The Care@Home Guarantee™ provides guaranteed in-home care and reliable monthly income for life — with no loans, no debt, and no market risk.

Care@Home Services™
Care@Home Income™

The Care@Home Guarantee™ makes it possible for you to stay in your home by providing you with unlimited platinum-level personal care and a monthly income for life.

Get Qualified

The Guarantee comes in two parts:

  • Care@Home Services™ is a pre-paid, non-cancellable, unlimited platinum-level home care insurance policy issued by our federally licensed and regulated insurance partner.
  • Care@Home Income™ is a pre-paid, non-cancellable lifetime income annuity issued by our federally licensed and regulated insurance partner that will provide you with monthly income for life.

We use the equity that you have built up in your home to provide you with our Care@Home Guarantee™.

No mortgage. No interest charges. No hidden fees. No caps or limits.

Solving the Big Question

None of us want to give up our home

Our Home gives us independence, comfort and dignity

But home care is so expensive. We don’t want to sell our home… but how can we pay for home care when we get older and still stay at home?

The answer is the Care@Home Guarantee™.

We use the equity in your home to pay for your Care@Home Services™ and Care@Home Income™ policies. Everything is pre-paid and non-cancellable.

Title to your home is held by a licensed escrow agent as part of our guarantee.

It is still your home to live in, just as you always have. It’s a fully protected “guarantee” and not just a promise.

Download Guide
carehome-img-2
carehome-img-1
new-image-careforlife15
new-image-careforlife13

Qualify for the Care@Home Guarantee™

The Care@Home Guarantee™ qualification is based on your age, health and the equity in your home. As an example, a single male of 70 years old in good health, with $2M equity in his home should qualify.

The greater your equity, the larger your monthly annuity.

Get Qualified

Stories of Comfort and Confidence

Testimonials

Hear what families think about the Care@Home Guarantee.

  • Mom and Dad are determined to stay in their own home. It means everything to them. But until we discovered the Care@Home Guarantee we just could not make the dollars work. In-Home Care is so expensive. But with the Care@Home Guarantee ... they can stay in their Home and the Care@Home Income supplement gives them a little extra cash. The perfect solution!

    Bob and Michelle

  • We have worked and saved all our lives. My house makes me a millionaire, but my income is limited. We were still counting the pennies and clipping coupons. There was no way we could afford to stay at home and pay for in-home care. Then my Son told me about the Care@Home Guarantee. It’s a total solution! So simple. And we even get an extra $1,200 a month to cover our living expenses.

    Roger and Marilyn

  • My parents are part of that generation that did all the right things. They have earned the right to retire in dignity and comfort. My sister and I have done well for ourselves. I know that Dad feels that he has a duty to leave us something in his will. I have convinced him that it is time for him to put himself first. The last thing we want is for Mom and Dad to sell their house and move into a facility. The Care@Home Guarantee is the perfect solution. For the first time in 70 years ... Dad has stopped worrying about money. And that makes me sleep better at night.

    Steven

    • As Seen In

    brand featured

    associated press logo 2012
    business insider logo new
    marketwatch logo
    yahoo finance logo
    fox 8 logo 2020
    cbs17 logo
    whtm abc27 2019 logo.svg
    nbc4i logo

    Frequently Asked Questions

    FAQs

    A: Yes. The Care@Home Guarantee™ is ideal if you want to stay in your home for life, maintain independence, and receive lifetime income without taking on debt or a reverse mortgage. It’s designed for homeowners who value stability and long-term security.

    A: Unlike a reverse mortgage, the Care@Home Guarantee™ is not a loan. You don’t accumulate debt or interest over time. Instead, you receive lifetime income and guaranteed home care services in exchange for transferring your home ownership through a structured agreement, similar to a viager model.

    A: An independent, licensed escrow agent oversees the entire process, ensuring all financial and legal terms are met. This provides full transparency and protects both your income stream and property rights until the agreement is completed.

    A: The Care@Home Guarantee™ covers both you and your spouse. If one passes away, the surviving spouse continues to receive the same lifetime income and home care benefits, ensuring ongoing financial stability.

    A: Your children gain peace of mind knowing you are safe, supported, and receiving the care you need at home. They are relieved of the financial and caregiving burden that often falls on families. Most importantly, they can focus on enjoying their relationship with you, rather than worrying about your future care.

    Qualification Process

    Unlock Lifetime Care

    No commitment. No fees. Complete our pre-qualification form and we will do the rest.

    In order to estimate your monthly payment, we will also need to estimate the value of your home. Our proven process makes this as easy as counting to 1, 2, and 3!

    Get Qualified

    Care@Home Guarantee™

    Turn your home’s value into a lifetime of care and confidence — simple, secure, and stress-free.

    Learn More
    new-image-careforlife2

    Happy Kids

    Enjoy comfort, security, and independence with care that’s completely funded and insured for life. AND get peace of mind for your children.

    Learn More
    new-image-careforlife3

    About Us

    Learn about our team, vision, and mission here at Care@Home for Life.

    Learn More
    careathome for life planning guide featured image book

    Download this PDF Guide

    Stay in the Home You Love

  • Doug Kneebone

    Co-Founder & General Counsel – In-Home Care for Life Model

    Entrepreneur | Business Innovator | Counsel

    Doug-Kneebone-image

    • Doug began his career as a law partner in a major firm in a traditional mergers and acquisitions practice developing innovative finance and corporate governance solutions for a wide variety of clients; completing major transactions in the United States, Canada, Britain Europe and India.

    After 20 years he left his law practice to join an international entrepreneurial technology company as its general counsel and member of its senior executive. In 2010 he co-founded his own boutique investment banking and advisory firm specializing in startup technology companies and innovative financing solutions frequently participating as a board member or as the principal board adviser. Doug has extensive experience in patents, trademarks and IP licensing.

    During his evolving career path, Doug became acquainted with Eiso Wortelboer and acted as Eiso’s counsel in several commercial transactions before eventually becoming General Counsel to Eiso’s senior care business in California. His experience in the senior care business convinced him that a new model was required to help seniors fulfil their greatest wish – to remain in their own home in comfort and security. This had led Doug to join with Eiso in founding In-Home Care for Life and developing the Care@Home Guarantee.

    To bring a viable stay-at-home product to market that will permit seniors to age at home in dignity, comfort and security.

  • Eiso Wortelboer

    Founder & CEO – In-Home Care for Life Model

    Entrepreneur | Healthcare Innovator | Structured Finance Specialist

    Eiso profile photo

    • Entrepreneur and innovator with a unique background combining structured finance, in-home care operations, and senior-care investment models. As Founder and CEO of the In-Home Care For Life Model, Eiso is building a U.S.-based platform that merges life annuity real estate (rente viagère) with long-term care insurance — enabling seniors to age at home with dignity while providing investors with sustainable, property-backed returns.

    Drawing on 15 years of experience in structured financial products at De Hoop Finance in Geneva, Switzerland — collaborating with Société Générale and BNP Paribas in Paris — Eiso mastered complex risk structuring and investment engineering. He later applied these skills to healthcare operations in California, operating/owning an agency over the last 10 years and developing innovative models to finance long-term care while aging at home.

    To redefine aging with dignity by making it possible for every senior to remain safely and comfortably in their own home — surrounded by the memories, routines, and independence that give life meaning.

    Through the Care at Home for Life Model, Eiso’s vision is to bring together compassionate care and innovative financial design, so that no one has to choose between quality care and the place they call home.

  • Aurelian Anghelusiu

    Chief Relationship Officer

    Transforming Life-Long Legacies and Redefining Senior Care Services with the Care@Home Guarantee Program

    aurelian

    • Aurelian Anghelusiu is a seasoned luxury service executive whose 30+ year career has redefined the art of hospitality and service across many and varied market sectors. Now, as Chief Relationship Officer at Care@Home4Life, a forward-thinking firm introducing the Care@Home Guarantee insurance solutions to the U.S. market, Aurelian brings his mastery of emotional connection, perceptive resonance, and client-for-life philosophy to a sector hungry for trust, empathy, dignity and human-centered retirement services.

    Fluent in several languages, Aurelian is a relationship architect who bridges cultures and generations – having consistently created and elevated client loyalty, brand identity, and bottom-line results, through win-win strategies built on mutual trust, respect and commitment.

    Rooted in the Ritz-Carlton tradition of “creating customers for life”, and the famed “Gold Standards” Aurelian’s leadership ethos is defined by:
    – Perceptive Resonance — anticipating and exceeding client needs before they’re spoken
    – Emotional Intelligence & Trust-Building — especially critical in longevity-based financial products
    – Cultural Sophistication — cultivating belonging in high-touch, values-driven environments
    – Legacy Thinking — turning transactions into lifelong commitments and communities into families.

    In an industry where clients seek both security and dignity in their later years, Aurelian curates personalized journeys that honor heritage, passionate and long-term care solutions, while embracing innovation. His role as Chief Relationship Officer includes:
    – Building Long-Term Trust with aging homeowners, their families, and advisors
    – Educating U.S. Markets on the cultural, financial, and emotional value of the Care At Home Guarantee product
    – Translating the Meaning and Age Old Concept of Hospitality into Human-Centered Senior Care Insurance Benefits
    – Championing Ethics, Empathy & Elegance in a product category traditionally underserved, undervalued and misunderstood

    Aurelian has turned customer service into a signature. His leadership has been profiled in BizWeekly and admired by peers as “revolutionary,” “visionary,” and “deeply human.” He now lends that same magic to a company poised to disrupt the U.S. insurance landscape with European wisdom and American heart.

    For more information, please contact here.