The Challenge: The Burden of Unfunded Care
Maria Martinez, a widow living in her fully-paid-off home in Sarasota, Florida, celebrated her 83rd birthday with her children. Her home, valued at $650,000, was her greatest asset, but her health was declining, and she required about 30 hours of moderate in-home assistance each week. Her children, while loving, were concerned: Maria’s fixed income couldn’t cover the $5,000+ monthly care costs, and they knew this was just the beginning. The emotional and financial strain was forcing them to consider a move to an expensive assisted living facility—the one thing Maria desperately wanted to avoid.
The Solution: Care-For-Life™ with a Guaranteed Annuity
The Martinez family chose the Perpetual In-Home Care-For-Life™ solution. Maria transferred the title of her home to an Escrow Agent, securing her right to live there for the rest of her life. In exchange, she received two critical benefits:
- Guaranteed In-Home Care-For-Life™: An immediate, fully funded, and fully insured contract to cover all current and future care needs, with no caps or monthly bills.
- Monthly Annuity: A $1,200 guaranteed monthly payment to supplement her fixed income, giving her financial breathing room for daily expenses.
The Impact: Peace, Dignity, and Security
Maria continues to live in her cherished home, receiving high-quality care delivered by a professional partner. Her children are relieved of the financial and logistical burden, allowing them to focus on quality time. The Escrow Agent ensures the performance of the Promise of Care, providing unmatched security. For the first time in years, the family has peace of mind, knowing Maria’s care is settled, guaranteed, and delivered with dignity—exactly where she wants to be.
